tag:blogger.com,1999:blog-13946500.post116239461421465771..comments2024-03-25T01:30:06.267-07:00Comments on The Latest with David Jay: W - New York|| davidjay ||http://www.blogger.com/profile/11433140031146732831noreply@blogger.comBlogger11125tag:blogger.com,1999:blog-13946500.post-1164219757576825382006-11-22T10:22:00.000-08:002006-11-22T10:22:00.000-08:00DJNot all visa cards do that - just find a better ...DJ<BR/><BR/>Not all visa cards do that - just find a better one that doesn't. We had another client that his card was charging him a 5% foreign orders surcharge and he thought that was standard. I saved him hundreds a year by telling him to change visas. <BR/><BR/>Seriously, there have to be other ones that give you air points and don't lock up your card. Mine doesn't do that. <BR/><BR/>DarleneDarlenehttps://www.blogger.com/profile/15965432393270422120noreply@blogger.comtag:blogger.com,1999:blog-13946500.post-1162423131828032512006-11-01T15:18:00.000-08:002006-11-01T15:18:00.000-08:00that was me... gary. i put my name down... weird....that was me... gary. i put my name down... weird. i never carry a balance and amex wont let you. CCs are fantastic if you are responsible. Dave Ramseys advice is good for the baby steps... but after that his investing tips I would actually strongly advise against. stronglyAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-13946500.post-1162421961481867332006-11-01T14:59:00.000-08:002006-11-01T14:59:00.000-08:00i am in the towncar on the way to the hotel. DJ d...i am in the towncar on the way to the hotel. DJ does your mileage plus card give you double miles0/ the reason the mp card was a bummer was because it had a cap.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13946500.post-1162419900664984352006-11-01T14:25:00.000-08:002006-11-01T14:25:00.000-08:00Gary's right, bro- you should go Amex like the res...Gary's right, bro- you should go Amex like the rest of us! VISA/MC ARE SO LAME!!!!!!!!!!!<BR/><BR/>Looking forward to finally meeting you in person at the Expo!Johnhttps://www.blogger.com/profile/13530707340789881161noreply@blogger.comtag:blogger.com,1999:blog-13946500.post-1162412517418401372006-11-01T12:21:00.000-08:002006-11-01T12:21:00.000-08:00DJ- Like Gary I'm an AMEX fan...unlike Gary, my ca...DJ- Like Gary I'm an AMEX fan...unlike Gary, my card is the rank-and-file turquois version (maybe one day I'll have the Amex black card). Enjoy the W (cool vibe there, and nice robes)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13946500.post-1162411111110345142006-11-01T11:58:00.000-08:002006-11-01T11:58:00.000-08:00something to think about....Studies have shown tha...something to think about....<BR/><BR/>Studies have shown that when two different people walk into a store to buy the same kind of consumer electronics item, the one paying with a cc will spend 30-40% more (ie a better or nicer one) than the one paying with cash.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13946500.post-1162410550847993712006-11-01T11:49:00.000-08:002006-11-01T11:49:00.000-08:00oh wow...same thing keeps happening to me I though...oh wow...same thing keeps happening to me I thought I was the only one!<BR/><BR/>I was so embaressed to be declined at the LAX mcdonalds lol...and yea the girl in line next to me was cute :-(Tim Co.https://www.blogger.com/profile/05827175394831078510noreply@blogger.comtag:blogger.com,1999:blog-13946500.post-1162403944665274352006-11-01T09:59:00.000-08:002006-11-01T09:59:00.000-08:00Fong's right! Amex has cards with miles. And if ...Fong's right! Amex has cards with miles. And if you apply for it through your bank (rather than online) you'll probably get a much better deal! Our bank offered us more miles AND a point off the interest rate for auto payments from our checking account.<BR/><BR/>EnnaGrazier Photographyhttps://www.blogger.com/profile/03565371448673016167noreply@blogger.comtag:blogger.com,1999:blog-13946500.post-1162400189605235412006-11-01T08:56:00.000-08:002006-11-01T08:56:00.000-08:00:) I'm a big fan of Dave Ramsey too. ...also, I di...:) I'm a big fan of Dave Ramsey too. <BR/><BR/>...also, I didn't ever say "good credit or bad credit." ... I said good "debt" ....I also said that it's a good concept for most people but if you want the freedom to leverage large amounts of money you're gonna have to show banks and investors that you can handle having a credit card. <BR/><BR/>Neither way is right or wrong but I think one way gives more options and with options come responsibility and the possiblity of making bigger mistakes.<BR/><BR/>:)|| davidjay ||https://www.blogger.com/profile/11433140031146732831noreply@blogger.comtag:blogger.com,1999:blog-13946500.post-1162395902687554412006-11-01T07:45:00.000-08:002006-11-01T07:45:00.000-08:00lol - BRILLIANT! I think Ramsey's idea is good for...lol - BRILLIANT! <BR/><BR/>I think Ramsey's idea is good for people who get into debt with credit cards which is a bad bad bad idea but like I said I don't carry any balance and the fact of the matter is that living without credit is actually not a good idea because I could only imagine what they would say if I went in to buy a house having never had any credit accounts.<BR/><BR/>It's just important to define good debt and bad debt because there is a big difference and the people that can handle the pressure and responsibility that comes with good debt have much greater potential.|| davidjay ||https://www.blogger.com/profile/11433140031146732831noreply@blogger.comtag:blogger.com,1999:blog-13946500.post-1162395319056127832006-11-01T07:35:00.000-08:002006-11-01T07:35:00.000-08:00DJ- You need to roll with the bankroll, brother! C...DJ- You need to roll with the bankroll, brother! Cold, hard cash! <BR/><BR/>Seriously, though... you ought to check out Dave Ramsey's podcast- teaches you how to live life without using credit. <BR/><BR/>(Imagine the impression you'd leave on that cutie at the counter, "Oh, no problem... can you break a $1000?")Anonymousnoreply@blogger.com